Privacy
Effective 19 July 2026
Steady is a quiet money journal. The short version: your ledger is yours, we store only what makes the app work, and nothing is sold or shared for advertising.
What Steady stores
Your account: the email address and name that Google or Apple shares when you sign in.
Your journal: the accounts, transactions, goals, and reminders you create. Your phone keeps the original copy; when you're signed in, a backup is stored on our servers so your journal can follow you to a new phone.
SMS capture
SMS capture is optional and off until you set it up. When it's on, the text of money-related SMS alerts (Mobile Money and bank alerts) is sent to our server, parsed into a transaction, and stored together with the original message so you can always check the source.
On Android, filtering happens on your phone — only messages that look like money alerts ever leave the device. On iPhone, the shortcut you install forwards only messages matching money keywords (GHS, GHC, ₵). We never see the rest of your inbox.
What we don't collect
No bank or Mobile Money logins — Steady never asks for them. No contacts, no location, no advertising trackers.
Deleting your account
Delete your account in Settings and it is deactivated immediately. After a 30-day grace period, your account and every backup are permanently erased from our servers. Email us to expedite this.
Who processes your data
Our servers run on cloud hosting providers. Sign-in is handled by Google and Apple. None of them can read your journal for their own purposes.
Changes
If this policy changes in a way that matters, we'll say so in the app before the change takes effect.
Contact
Questions or requests: abubakasaddik1@gmail.com