Every MoMo alertlogs itself.
Bank alerts too. Each one lands in a tidy journal, so you can see where your money goes. No bank login, no MoMo PIN. Made for Ghana.
Payment received for GHS 45.00 from KOFI MENSAH. Current Balance: GHS 1,240.55. Reference: Chop money.
Log it in five seconds.
Type the amount, pick MoMo, Bank or Cash, tap save. Even cash gets recorded.
MoMo alerts, logged for you.
Switch on SMS capture once, and every MoMo or bank alert logs itself: amount, who you paid, a category, and the original message kept.
The month, at a glance.
Spent, saved, total balance on one screen. You finally know where the month went.
Goals, like envelopes.
Save for the trip, the laptop, the just-in-case. Steady counts the transfers you really made, not wishes.
Quiet by design.
Warm paper, ink, one green accent. No dashboard shouting at you, and dark mode included.
Straight answers.
No, and Steady never asks. There's no bank login, no MoMo PIN and no account number to hand over. Steady works from the alerts that already arrive on your phone, so there's nothing to link in the first place.
Every MoMo or bank transaction already texts you. Steady reads the ones that look like money moving and turns each into an entry — amount, who you paid, and a category — keeping the original message underneath so you can always check it. On Android you grant SMS permission once; on iPhone a guided wizard sets up an Apple Shortcut, about two minutes.
See the setup stepsNever. Steady is a record, not a wallet — it can't send, receive or hold a single pesewa. Your money stays exactly where it already is: with MTN, with your bank, in your pocket.
That one you log yourself, in about five seconds: type the amount, tap Cash, save. Categories learn your habits, so the right one is usually a single tap away.
Yes. Logging is fully offline — the journal lives in the app on your phone, so it opens and saves with no signal at all. Backup and alert capture catch up on their own once you're back online.
On your phone first: the ledger in the app is the real one. Sign in with Google or Apple and it backs up too, so it follows you to a new phone. No ads, no advertising trackers, and nothing sold.
Read the privacy policyYes. Free on the App Store today, free on Android when it lands, and no ads inside the app.
Steady is on the App Store now, for iPhones on iOS 15.1 or later. Android is next: leave your email and we'll write to you once, the day it opens there.
Still wondering something? Ask us — a human reads every message.
Steady is out on iPhone.
One email, the day Steady opens on Android.
No bank or MoMo login, ever. No ads, no advertising trackers.
Logging never needs data. Your ledger lives on your phone.
Sign in with Google or Apple and your journal backs up automatically.